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personal finance

  • Your Income Has Been Reported! What DAC7 Means & why the 2025 tax deadline is key

    DAC7 (Directive 2021/514) is part of the EU’s broader tax cooperation strategy. It makes platforms (like Airbnb, Etsy, Vinted, Depop, and Fiverr) report certain income and key details of sellers on the platforms.   Full Revenue guidance: Part 38-03-31 – Guidance on reporting obligations of Platform Operators How Does This Affect Creators, Influencers & Side-Hustlers? Read more

  • How Your Money Mindset Shapes Financial Habits

    We’ve got spreadsheets, savings apps, and even the old school envelope system making a comeback (yes, that’s not a new thing), but how often do we actually stop to look at our money mindset? So, What Is Money Mindset? Your money mindset is how you think and feel, and emotional reactions you’ve developed around money. Read more

  • Should You Pay Off Debt or Build a Rainy Day Fund First?

    One of the most common personal finance dilemmas is whether to pay down debt or save for a rainy day first. It’s a tricky question and most people probably think they should park saving and work on getting their debt down first. My personal opinion, I’d say start with the rainy day fund. Why the Read more